Financing
We understand that buying a premium sauna, cold plunge, or red light therapy device is a significant investment — that's why we offer Shop Pay Installments for eligible purchases, so you can explore payment options that fit your budget.
Shop Pay Installments Financing
Pay over time with Shop Pay Installments. Eligible customers can choose from the payment plans shown at checkout. Interest may apply depending on your plan.
How It Works
- Add your products to the cart
- Choose Shop Pay at checkout, then select the option to pay in installments
- Review the available plans, interest, and payment schedule, then select your preferred option
- Complete the eligibility check and, if approved, confirm your purchase
Why Customers Choose Shop Pay Installments
- No additional charges beyond any applicable interest
- No prepayment penalties
- Flexible repayment terms
- View eligible payment options at checkout
Important Information
Financing through Shop Pay Installments is subject to eligibility and approval. Available plans, interest rates, down payment requirements, and approval depend on your eligibility and purchase. Review the terms shown at checkout before confirming your plan.
Payment options through Shop Pay Installments are provided by Affirm’s lending partners. Heat and Light Wellness is not the lender and does not make credit decisions.
For complete details about Shop Pay Installments financing — including current rates, terms, down payment requirements, and eligibility — please visit the Shop Pay Installments Help Center.
Ready to Get Started?
Select Shop Pay Installments as your payment method during checkout to view and choose your plan.
Need Help?
Have questions about how financing works? We're happy to help. We're available Monday–Friday, 9:00 AM–5:00 PM EST and typically respond within one business day.
Phone: (888) 916-9761
Email: sales@heatandlightwellness.com
For questions specifically about your Shop Pay Installments account, repayment, or approval status, please use the provider support options in the Shop Pay Installments Help Center.
Heat and Light Wellness
2222 W. Grand River Ave, Suite A
Okemos, MI, 48864, United States
Phone: (888) 916-9761
Get your sauna, cold plunge, or red light setup priced today
Send us the details and a US-based home wellness specialist will spec the right equipment and get you the best price we can.
- ✓Authorized dealer pricingFind the same unit in stock and lower at another authorized online dealer before you order, and we will match it.
- ✓Matched to your spaceRoom size, electrical, indoor or outdoor. We spec what actually fits.
- ✓Real specialists, US-basedTalk to people who know heaters, chillers, and wavelengths.
- ✓Pay over timeShop Pay Installments available at checkout for eligible customers.
Shop by category
Indoor or outdoor, portable or permanent, full body or targeted. Not sure which fits your space? Request a quote and we will spec it for you.
Infrared SaunasInfrared saunas heat your body directly rather than heating the whole room, so they run at...
Shop Infrared Saunas →
Outdoor SaunasOutdoor saunas built to live outside year round: barrel saunas, cabin saunas, and weather-sealed cube designs...
Shop Outdoor Saunas →
Cold Plunge TubsCold plunge tubs built for daily use, from insulated stand-alone tubs to full systems with an...
Shop Cold Plunge Tubs →
Portable Cold PlungesPortable cold plunges: inflatable and collapsible tubs that set up anywhere and drain when you are...
Shop Portable Cold Plunges →
Full Body Red Light PanelsFull body red light panels, from compact half-body units to tall panels that cover you head...
Shop Full Body Red Light Panels →
Red Light Face MasksRed light face masks deliver even coverage across the face hands-free, usually in short sessions a...
Shop Red Light Face Masks →